Cobra Contingency Program Explained

From Cobra’s published 2026 contingency program, checked October 2026.

Cobra rewards top finishes on Cobra bikes at the big amateur races. Here is what it pays, which races and classes count, and the rules for claiming it.

The short answer

  • Cobra pays product credit, not cash, for top finishes at the races on its list.
  • 2026: top five at Loretta Lynn’s ($500, $400, $300, $200, $100); top three at the AMA Majors ($200, $150, $100); top three at featured races and each Youth Regional ($100, $75, $50).
  • The class needs at least 10 entries, and you have 90 days after the race to claim it, directly with Cobra.

The 2026 payouts

Races Places paid Credit
Loretta Lynn’s AMA Amateur National 1st to 5th $500, $400, $300, $200, $100
AMA Majors: Daytona, Spring A Ding Ding, Mammoth, Ponca City, Mini O’s 1st to 3rd $200, $150, $100
Featured races: Baja Brawl, AZ Open, Georgia Practice Facility Cash for Class 1st to 3rd $100, $75, $50
Loretta Lynn’s Youth Regionals, each race 1st to 3rd $100, $75, $50
Off-road, arenacross and listed state series, each race 1st to 3rd $200, $150, $100

The rules

  • At least 10 entries in the class.
  • Claim within 90 days after the race.
  • Cobra (Cobra MOTO, LLC) pays it directly. Cobra’s rules say to claim it by contacting Cobra.
  • The credit has no cash value. It is good toward parts, chemicals, clothing, accessories and tools, and not toward shipping or freight.

Every race and class on the 2026 list

Race or series Classes that pay
Loretta Lynn’s AMA Amateur National Micro 2 (4–6) Limited; Micro 3 (7–8) Limited; Micro-E (4–7) Limited; 65cc (7–9) Limited; 65cc (7–9); 65cc (10–11) Limited; 65cc (10–11)
Loretta Lynn’s Youth Regionals Micro 2 (4–6) Limited; Micro 3 (7–8) Limited; Micro-E (4–7) Limited; 65cc (7–9) Limited; 65cc (7–9); 65cc (10–11) Limited; 65cc (10–11)
Ricky Carmichael Daytona Amateur Supercross 51cc (4–6) Limited; 51cc (7–8) Limited; Mini-E (4–8); 65cc (7–9); 65cc (10–11); 65cc (7–11)
Spring A Ding Ding 51cc (4–6) Limited; 51cc (4–6) Special Limited; 51cc (7–8) Limited; 51cc Open; Mini E; 65cc (7–9) and Limited; 65cc (10–11) and Limited; 65cc Open
Mammoth Mountain Motocross 51cc (6–8); 65cc (7–9); 65cc (10–11); 65cc Open
Ponca City 51cc (4–6) Special Limited; 51cc (7–8) Limited; 51cc Open; Mini E; 65cc (7–9) and Limited; 65cc (10–11) and Limited; 65cc Open
Mini O’s 51cc (4–6) Limited; 51cc (7–8) Limited; 51cc (4–8) Limited; Mini-E (4–8) Limited; 65cc (7–9) and Limited; 65cc (10–11) and Limited; 65cc (7–11)
Baja Brawl 51cc (4–6) Limited and Special Limited; 51cc (7–8) Limited; 51cc (4–8) Open Limited; Mini-E (4–8) Limited; 65cc (7–9) and Limited; 65cc (10–11) and Limited; 65cc (7–11)
AZ Open and Georgia Practice Facility Cash for Class 51cc (4–6) Limited; 51cc (7–8) Limited; Mini-E (4–8); 65cc (7–9) and Limited; 65cc (10–11) and Limited; 65cc (7–11)
GNCC National Championship Series 51cc Jr 2 (4–5); 51cc Jr 1 (6–7); 51cc Sr 2 (6); 51cc Sr 1 (7); Micro-E1, E2, E3; MXC2 (6–8); MXC1 (8–9); 65cc (7–8), (9), (10–11); Girls (6–9); Girls 65 (7–11)
American National Enduro Championship Super Peewee (6–7) and (8–9); Junior Peewee (4–5); Beginner (6–9); Girls (4–9), (7–11), (12–15); 65cc (7–9); 65cc (10–11)
J Day Offroad Series Pee Wee Senior; Pee Wee Bantam; Pee Wee Electric; Pee Wee Girls
Kicker AMA Arenacross Micro 2 Limited; Micro 3 Limited; Mini-E Limited; Micro Open Limited; 65cc (7–9); 65cc (10–11); 65cc (7–11)
General Tire Arena Cross 51cc (4–6) JR; 51cc Open; 51cc (7–9) SR; Mini-E (4–8) JR; 65cc (7–9); 65cc (10–11); 65cc Open
AMA Texas Winter Series Micro 1 Jr (4–6) Limited; Micro (6–7) Limited; Micro 2 SR (7–8) Limited; Mini-E JR and SR Limited; Micro (4–8) Open Limited; 65cc (7–9), (10–11), (7–11); Girls (9–13)
District 14 AMA Michigan State Championship 51cc Jr (4–6); 51cc Sr (4–8); 51cc (4–8) Open; 51cc (4–8) SS; 65cc (7–9), (10–11), (7–11) Open
Lincoln Trail Thor Showdown Series 50 Pee Wee Limited (4–8); 50 Girls Limited; 50 JR Limited (4–6); 50 SR Limited (7–8); 50 Open; Mini-E Limited; 65 JR (7–9); 65 SR (10–11); 65 Girls; 65 Open
Iowa Moto Series Mini E-Bike Open; 50cc (4–6); 50cc (7–8); 65cc (7–9); 65cc (10–11); 65cc Open
Viva Ohio MX Series 50cc Novice, JR, SR and Open; Mini E-Bike JR and SR; 65cc Novice, JR, SR and Open

The Micro 1 (4–6) Shaft Drive Limited class is not on Cobra’s list for Loretta Lynn’s or the Youth Regionals.

Check before you count on itThis is Cobra’s 2026 program as Cobra published it. As of October 7, 2026, we had not found a 2027 program. Amounts, races and rules can change from year to year.

Common questions

Is Cobra contingency paid in cash?

No. It is product credit with no cash value, good toward parts, chemicals, clothing, accessories and tools. It cannot be used for shipping.

How long do I have to claim it?

90 days after the race.

Who pays it?

Cobra pays it directly, and you claim it by contacting Cobra.

Does every class pay?

Only the classes on Cobra’s list for that race, and only when the class has at least 10 entries.

How much does a Loretta Lynn’s win pay?

In 2026, $500 in product credit for first, down to $100 for fifth.

Sources

  • Cobra MOTO 2026 Contingency Awards, as published by Cobra, checked October 7, 2026.